Is My Car Totaled?
Know Your Rights Before the Insurance Decides
Family-Owned Since 1999
Lifetime Warranty
Works With All Insurance Companies
What Does Total Loss Mean?
A total loss vehicle is one an insurance company believes costs too much to repair compared to its value.
In most cases:
- The repair cost approaches or exceeds the car’s actual cash value
- The vehicle may still be repairable
- The decision is financial — not always safety-based
Many people ask:
“What happens if repair cost more than car worth?”
That’s when insurance may declare a total loss — but only after a proper estimate is written.
Is My Car Totaled? Common Signs
Your vehicle may be considered a total loss if:
Airbags deployed
Frame or structural damage is suspected
The insurance adjuster says “it’s likely totaled”
Repair costs are high compared to vehicle value
⚠️ Important: Insurance companies don’t write repair estimates — body shops do.
Why Bring a Totaled Vehicle to Knockout Instead of a Tow Yard?
Tow Yard
- Collects storage fees only
- No estimates written
- No insurance communication
- No urgency to settle
- Claims often stall for weeks
Knockout Collision Repair
- Professional repair estimates
- Direct insurance communication
- Faster total loss decisions
- Customer advocacy
- Claim moves forward immediately
How Totaled Car Storage Speeds Up Insurance Settlements
Here’s what many drivers don’t realize:
- Insurance companies pay storage fees when your car is stored at a body shop
- This creates urgency for inspections and decisions
- Faster inspections = faster settlement offers
When your vehicle is stored at Knockout Collision Repair, insurance companies are motivated to resolve the claim quickly instead of letting it sit idle.
We’ve helped many of our clients avoid weeks — and in some cases even months — of delays in getting their total loss claim settled, allowing them to move on and get into a new vehicle sooner instead of waiting in limbo.
Insurance Says My Car Is a Total Loss — What Happens Next?
1️⃣ You bring your vehicle to Knockout
2️⃣ We write a professional repair estimate
3️⃣ We coordinate with the insurance adjuster
4️⃣ The total loss decision is confirmed or challenged
5️⃣ Your settlement moves forward faster
We explain everything clearly — no pressure, no confusion.
We Work for You — Not the Insurance Company
Some shops have contracts with insurance companies that influence decisions.
Knockout Collision Repair does not.
That means:
- No cutting corners
- No insurance-driven shortcuts
- Honest estimates
- Transparent communication
- Your best outcome comes first
We advocate for maximum value and clarity, not insurer convenience.
By actively managing the claim and communicating directly with insurers, we’ve helped clients avoid weeks or even months of unnecessary delays — so they can finalize their settlement and replace their vehicle faster.
Chico Drivers Trust Knockout Collision Repair
“Kareem handled everything and made sure I didn’t have any worries. The insurance process was smooth and my truck looked better than before.”
“Kareem handled everything and made sure I didn’t have any worries. The insurance process was smooth and my truck looked better than before.”
“Kareem handled everything and made sure I didn’t have any worries. The insurance process was smooth and my truck looked better than before.”
Think Your Car Might Be Totaled? Call Before It Goes to a Tow Yard.
Your choice of repair facility matters. Let Knockout Collision Repair help you take control of your total loss claim.
We’ve helped Chico drivers avoid weeks or even months of total loss delays and get back on the road in a new vehicle faster.